Why Payment Reconciliation Is the First System CFOs Should Fix Before Scaling New Payment Methods — The Optimus Fintech View

As digital businesses grow, adding new payment methods often feels like a natural step forward. Wallets, UPI, BNPL, cards, cross-border gateways, and instant payout rails promise better customer experience and higher conversion rates. But while product and growth teams focus on expanding payment options, CFOs are left managing the operational aftermath: fragmented settlements, mismatched records, delayed visibility, and rising payment reconciliation complexity.

Before scaling payment diversity, there is a foundational system that needs attention — payment reconciliation.

Reference link: https://optimus.tech/knowledge-base/payment-reconciliation