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Details about the benefits of mandatory health insurance In Dubai: Abu Dhabi and Dubai are the two - Dubai

(Al Nahda)

Post #: A38364860
Posted on: 01 October
Posted By: mszcsp (mszcsp ads)
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Details about the benefits of mandatory health insurance In Dubai:

Abu Dhabi and Dubai are the two Emirati states where it is required for employers to give medical insurance to all of their employers and their dependents. This policy is followed in Abu Dhabi for over 10 years and has begun in Dubai quite recently a year ago.

This health insurance policy for the employer isn't compulsory in the other state of UAE. Dubai likewise gives Saada health insurance program to the citizen of the state of Dubai.

In Dubai, if an employer sponsor visa for his employee then it is fundamental for him to pay for essential health insurance of his employee and their dependents.

Through this activity, great quality health care will be accessible at sensible expenses for low-income employees, all kids, domestic help and non-working residents.

This mandatory health insurance is named as Essential Benefits Plan (EBP). The reason for this health insurance, started by Dubai health authority (DHA), is to give tolerable health care to all citizens, residents, and visitors in Dubai.

This essential benefits plan is for domestic help earning not as much as AED 4,000 every month and dependents include kids, elderly parents, and spouse.

However, EBP isn't required for the situation that you have insured your dependents with a better insurance scheme and if your employer has officially guaranteed your dependents.

Note: This fundamental wellbeing design is substantial just inside UAE and it won't cover any abroad treatments. The most extreme cover per person under EBP is AED 150,000 for every annum.


1.You can get the EBP with ease when compared with another premium health insurance. it is simply AED 2,500 per annum under EBP.

2. The premium of EBP for domestic help and general non-working group aged zero to 65 years is AED 650 per annum

3. The premium for non-working married females aged 18 to 45 years is AED 1,600 for each annum.

4. The insured will pay 20% in case of tests, diagnosis, surgeries, an examination that won't exceed AED 1,000 per year.

5. The same 20% will be paid by the insured for examination, diagnosis, and treatment on a routine basis.

6. The insured will likewise pay 20% for lab tests, radiology tests and physiotherapy sessions - most extreme six in a year.

7. The insured will pay 30% on medicines with maximum AED 1,500 per person.

8. Complete insurance will be provided emergency health care, ambulance service during an emergency and preventive medicine for children’s and new-born babies.

9. The new-born babies will be secured for 30 days from the date of birth under mother's insurance scheme.

10. In maternity cases, the insured has to pay 10% for antenatal blood tests, 8 pre-delivery visits, 3 antenatal ultrasounds, a cesarean area with cost up to AED 10,000 and typical delivery with cost up to AED 7,000.

11. Aside from giving the previously mentioned benefits in Dubai, the fundamental EBP plan additionally covers emergency treatment in Abu Dhabi and the various emirates of UAE.

For more details contact us: 00971589827842.





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